The Mortgage Blog - impact specialist finance

Mortgage Blog, Views and Updates from impact specialist finance (Prev AToM / All Types of Mortgages Ltd) - Mortgage broker, mortgage packager and mortgage distributor. No advice or recommendation provided through this blog. We're making an impact in mortgages...

09 June 2021

First time buyers are more likely to be rejected for a mortgage than they were a year ago!

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 A recent study by Aldermore Bank showed that first time buyers are more likely to be rejected for a mortgage than they were a year ago. Unf...
05 May 2021

Be prepared at the start of the mortgage process, to save issues later on.

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It will not have escaped your attention that lower deposit mortgages are back which is great news, although due to their higher rates and mo...
09 March 2021

New Help to Buy and Shared Ownership schemes for First Time Buyers due in April

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  With changes to both the Help to Buy and Shared Ownership schemes due to come into force at the beginning of April 2021, it’s vital that y...
19 November 2020

The issues facing first time buyers, homeowners and potential movers!

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To say that the government is currently under a substantial amount of pressure is something of any understatement. Keeping political points ...
22 October 2020

A number of factors are driving activity throughout the Buy to Let sector

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It’s fair to say that the money pages often tend to focus on the negative parts of the Buy-to-Let (BTL) market rather than the positive ones...
17 September 2020

Demand across the rental market remains strong.

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The purchase market is currently buzzing. In a throw-back to some of the heady days of old, we’re hearing stories of bidding wars and proper...
03 September 2020

Rates being pulled quickly, have your paperwork ready!

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The current climates continue to affect the mortgage market in many ways.  We’ve seen lenders pull rates quickly, decreasing rates one day a...
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