23 January 2009

Time to hit the button?

Mortgage interest rates may have hit an all time low although share prices have plummeted and credit card companies are tightening their purse strings. Now is not the time to bury your head in the sand! Every day we are seeing customers wake up to the reality that their finances are causing them issues which cannot be avoided. More recently credit card companies are reducing their liabilities by removing any surplus between the outstanding balance and the customers credit limit. This is causing immense issues as this surplus was being relied upon to carry people through the upcoming months, especially for those recently made redundant and whilst they seek further employment. Last year, most had nearly unlimited credit. Today, there is a ‘ceiling’ to credit available and now is the time to seek advice and find a quick resolution...

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